Hablamos Espanol | 888-942-3320Texas Rates & Terms
The maximum loan amount for Texas residents is $1,200.
Installment Loans
Schedule of Fees
An example of all fees to be charged for services performed by NPATX, LLC dba netpayadvance.com in connection with deferred presentment transactions is provided below.
Texas OCCC Consumer Disclosure (Installment):
$300 Example
$400 Example
$500 Example
Consumer Credit Hotline
This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. For credit information or assistance with credit problems, contact the office of the Consumer Credit Commissioner at 1-800-538-1579.
Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207
Email: [email protected]
www.occc.texas.gov
Consumer Credit Organization
NPATX, LLC dba netpayadvance.com is a state-licensed Credit Access Business in the state of Texas. We offer loan opportunities with unaffiliated third-party lenders. NPATX, LLC dba netpayadvance.com will provide all services relating to the loan. Please contact us directly if you have any questions or concerns.
Fees and Charges
An annual interest rate of 10% on outstanding principal balances will be charged, as well as a CAB fee that is calculated based on the initial principal of the loan.
Governing Law for Texas
The loan agreement is governed by applicable state and federal laws and regulations.
Loans to Military Members and Their Dependents
Federal law prohibits lenders from making loans to active-duty military personnel and their dependents which carry a Military Annual Percentage Rate (MAPR) above 36%. Currently, Net Pay Advance does not offer any products that meet all of the requirements under the Military Lending Act.
Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Reviewed by Joyce Batterson, General Counsel of Legal & Compliance